Retirement Healthcare Cost Estimator

How much will healthcare actually cost in retirement?

Most people assume Medicare covers what they need. The gaps are larger and more expensive than expected. Answer 6 questions and get a personalized estimate of your retirement healthcare costs.

📊 Based on Fidelity's 2025 estimate: the average 65-year-old needs $172,000 for healthcare in retirement

Your Estimated Lifetime Healthcare Cost in Retirement

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in today's dollars, across your full retirement

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Per Month

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Per Year

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Years Estimated

Your Healthcare Picture in Plain English

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Watch: What Medicare Actually Covers — And the Gaps

The full video covers dental, vision, hearing, long-term care, and how to fill the gaps.

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Sources

Fidelity 2025 Retiree Health Care Cost Estimate — $172,000 average healthcare cost in retirement
fidelity.com — Retirement Planning Guide

CBS News — What Medicare Doesn't Cover in 2025 (dental, vision, hearing, long-term care)
cbsnews.com — Medicare Coverage Gaps

KFF — Health Costs Consume Large Portion of Medicare Beneficiary Income
kff.org — Medicare Out-of-Pocket Costs

Genworth 2025 Cost of Care Survey — Nursing home costs exceed $120,000/year
genworth.com — Cost of Care Survey