Retirement Healthcare Cost Estimator

How much will healthcare actually cost in retirement?

Most people assume Medicare covers what they need. The gaps are larger and more expensive than expected. Answer 6 questions and get a personalized estimate of your retirement healthcare costs.

📊 Based on Fidelity's 2025 estimate: the average 65-year-old needs $172,000 for healthcare in retirement

Your Estimated Lifetime Healthcare Cost in Retirement

in today's dollars, across your full retirement

Per Month

Per Year

Years Estimated

Your Healthcare Picture in Plain English

Watch: What Medicare Actually Covers — And the Gaps

The full video covers dental, vision, hearing, long-term care, and how to fill the gaps.

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Sources

Fidelity 2025 Retiree Health Care Cost Estimate — $172,000 average healthcare cost in retirement
fidelity.com — Retirement Planning Guide

CBS News — What Medicare Doesn't Cover in 2025 (dental, vision, hearing, long-term care)
cbsnews.com — Medicare Coverage Gaps

KFF — Health Costs Consume Large Portion of Medicare Beneficiary Income
kff.org — Medicare Out-of-Pocket Costs

Genworth 2025 Cost of Care Survey — Nursing home costs exceed $120,000/year
genworth.com — Cost of Care Survey